MERCHANT SUITE

Powerful Tools.
One Business App.

Everything your business needs to manage everyday payments and merchant operations.

FEATURE 01

Smart Payments & Merchant QR

Accept cashless payments seamlessly from all UPI applications, wallets, and supported debit cards with instant digital validation.

Static QR

A fixed merchant QR placed on your counter used to receive supported digital payments at any time.

Dynamic QR

A payment-specific QR generated for a particular transaction or bill amount where supported by your billing terminal.

Payment Flow Diagram: QR to Customer Scan to Instant Payment
Digital Khata Ledger Customer Profile
FEATURE 02

Digital Udhaar Khata

Eliminate paper bahi-khata and lost records. Record daily credit entries, track partial payments, and view accurate customer balances on the go.

✓

Customer-wise Balances

Maintain individual customer ledgers with date-stamped purchase and credit histories.

✓

One-Tap Due Reminders

Send polite digital reminders directly to customers to accelerate credit recovery.

FEATURE 03

Working Capital When Your Business Needs It.

Grow your store inventory, expand your shop, or manage seasonal demand with access to merchant working-capital options.

Eligible merchants who consistently use PAYOUT BUSINESS for everyday digital transactions may receive access to working-capital/financing products subject to partner eligibility assessments and applicable terms.

Important Note: Eligibility, credit approval, loan amounts, and terms may vary based on merchant transaction volume, KYC verification, and lending partner policies.
Capital Growth

Merchant Growth Capital

Digital-first application process powered by your daily transaction flow. No unnecessary paperwork hurdles for eligible merchants.

  • ✓ Daily digital repayment options
  • ✓ Transparent processing
  • ✓ Tailored for retail and service counters
Owner Manager Cashier Staff Access Hierarchy
FEATURE 04

Multi-User Staff Management

Delegate store operations safely. Grant cashier access to accept payments on the counter while keeping sensitive financial records private.

Owner Control

View complete business performance, bank settlements, fee structures, and manage permissions.

Cashier & Staff Mode

Assigned staff receive payment confirmation audio and QR display capability without bank account visibility.

Empower your store with PAYOUT BUSINESS.

Download the merchant app today and unlock all tools on your Android smartphone.